Frequently Asked Questions about Buying Rural Property
Does the property have utilities?
Many of the rural properties we represent have utilities nearby if not on the property. If they do not have utilities or it is unknown, the ad will state so. Even without utilities, it could be perfect for a solar- or wind-powered “green getaway.”
Are mineral rights included?
Mineral rights are not included to our knowledge; However, we have never found this to be an issue with any of the properties we have sold.
Can I raise crops on the property?
Yes, If the property is zoned for agriculture, mining and recreation. You can do almost anything you’d like with it, including installing a manufactured home or trailer.
Can I raise animals on the property?
Yes, if the property is zoned for agriculture.
Is land a safer investment than the stock market?
Some of the wealthiest people on earth got their start in real estate, and for good reason. Simply put, they’re not making any more land. There is a finite supply, and as the world’s population grows, rural, undeveloped land will likely become even more valuable.
Is title insurance available?
Yes, title insurance is available at the buyer's expense and the transaction may be completed through a company of your choosing. Big Hill Properties typically performs direct closings.
How much are property taxes?
The property taxes are current unless otherwise stated and will vary from parcel to parcel. We disclose tax information in all of our listings.
Do I need an attorney or real estate agent?
We’ve simplified the buying process with straightforward, easy-to-read contracts. Of course, we encourage you to hire a professional if you think it’s necessary, but we’ve done our best to make the process easy for anyone to understand.
How does your money-back guarantee work?
We want you to be 100% satisfied with your purchase of rural land. If you’re not satisfied for any reason within the first 90 days after closing with owner financing, simply call us, and we will refund your note payments up to that point and keep the deed. It’s simple: if you don’t love it, we don’t want you to own it. One of the benefits of working with Big Hill Properties is that you’re dealing with the actual owners of the property, not a developer or shell corporation. And we want you to be happy.
Why should I buy from Big Hill instead of Craigslist or eBay?
Price, quality, simplicity and trust. There are a lot of land sellers, but few have as simple and transparent a buying process as ours. Our land has been handpicked for access, mountain views and potential appreciation.
Why should I buy from Big Hill instead of a real estate agent?
A real estate agent’s fees can range from 5% to 8% of the purchase price. At Big Hill Properties, we eliminate the middleman, saving you even more.
How do I apply for owner financing?
There is NO application process! No credit checks. You are already pre-approved. Simply put, if you can afford the down payment, we’ll finance you with no interest.
How do I make arrangements to inspect the property before I buy it?
Your property isn’t “locked in” until we receive your down payment. Before making arrangements to see a specific parcel, we strongly encourage you to pay your down payment to ensure that the property hasn’t been sold to someone else by the time you arrive. (Remember, your down payment is covered by our 100% satisfaction guarantee!) We’ll then make arrangements with you to visit the property at your own expense. Will give you maps and GPS coordinates.
What documents do I need to apply for owner financing?
None. Our process is so simple that no documentation is required.
How long does it take to close on a property after I make my down payment?
The process is quick and easy and can be done electronically! Once your down payment clears, we’ll send out your entire deed package via email, fax, or postal mail. This packet will include maps, photos, your Land Contract, Promissory Note, and Purchase Sale Agreement. Once you sign the documents, we will set up automatic payments (another way to save trees by avoiding payment coupons) via an automated clearing house (ACH). Once you pay off your note, we will perform a direct close unless you notify us of a preference to close through a title insurance company, at your expense, through a company of your choosing. The county will then mail you the original recorded deed for your files. It’s that simple.
The whole process usually takes about two weeks, and most of that is the time it takes for the county to process the paperwork.
Once you make your final payment on the property, we’ll Issue you your Warranty Deed. At that point you own it free and clear.